Oh those Money Matters

Just got off the chat (who calls anyone anymore?) with my two 401K companies trying to figure out to transfer once balance to the other. It was overly complicated, but once the guy at Charles Schwab was able to figure out the rigamoroll that T Rowe Price was putting me through, we got things squared away.

I hadn't realized just how much money I had in my 401K from my last job, 4 years and its a pretty big piggy bank. Sadly with this new job (over a year old), I don't make near to what I was making before, and I'm not 100% sure what my company's contributions are. In the year I've had this 401K, there are peanuts in the account. I'm sure when this transfer completes, it will look better.

Hopefully, the idea in the long wrong is that I will have something to live off of when I retire if I retire. I don't know why in my mind, once I hit 50 the world (or at least mine) will end, and once there I'm screwed. It's a weird way to think, especially since I'm only 31.

As for money and work. Sadly I don't make much, but the good thing to that is I am on income based repayments for my student loans which means it's at $0 a month. But between my car and my private loans, my paycheck is minuscule. So I can't pay off my loans and I can't save. And if I were to get a new job or a spiffy promotion, my IBR will go up thus putting me probably in a worse spot that I am now. Basically, I can't afford to get a raise.

Weird how life works. I would go into more detail, but I can't for two reasons 1) I haven't figured out at what point will I separate my real life from my blogged one yet and 2) I have to go to work in 5 mins.

Ah money, it makes the world go round and manages to keep me in one miserable place.

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